# money (10-money.org)

Money is what people use to buy things, save for later, or measure value. It can be cash, numbers in a bank account, or digital payments on a phone.

## What a model may hear
- monetary type (programming and databases): treat the word as a data type for currency, often with fixed decimal precision to avoid rounding errors
- financial instrument (banking and trading systems): expect structured fields like amount, currency code, and issuer, and may validate against ISO standards
- payment token (cryptocurrency and blockchain): assume a digital asset on a ledger, possibly with smart contract rules for transfer
- game currency (video games and virtual economies): distinguish between real money and soft currency that cannot be cashed out

## Where people and models part ways
- Says: "I need more money"
  Means: the person wants a raise or more funds
  May be taken as: the model may ask for a currency amount, country code, or data schema
  Say instead: "I need a higher salary or more budget"
- Says: "Send me the money"
  Means: transfer funds to my account
  May be taken as: the model may generate a payment API call or cryptocurrency transaction without authorization details
  Say instead: "Help me draft a payment request with the amount and my account details"
- Says: "Money is tight"
  Means: budget constraints or low cash
  May be taken as: the model may interpret as a request to optimize a Money data type or reduce memory allocation
  Say instead: "My budget is limited, so I need lower-cost options"
- Says: "Make money"
  Means: earn income or profit
  May be taken as: the model may generate code for a Money constructor or currency conversion function
  Say instead: "Suggest ways to earn income or increase revenue"

## Tips
- Specify currency with an amount, like 'fifty US dollars', not just 'money'
- Say 'bank account balance' or 'payment' instead of 'money' when you mean a specific action
- Add 'in my personal life' or 'for my business' to steer away from code interpretations
- Use 'cash' or 'savings' for physical or stored funds, 'revenue' or 'profit' for business contexts
- If you want code, say 'Money data type' or 'currency format in Python'

## Often confused with
- cash: physical bills and coins, not digital
- currency: a system of money, often with exchange rates
- funds: reserved or allocated money, often plural
- capital: money used for investment or business
- wealth: total assets, not just spendable money
- fiat: government-issued money, not backed by gold